Attention homeowners: Real estate appraisal services for in Wheat Ridge and Jefferson County
Check out the top 7 reasons why Colorado homeowners order from Lightspeed Appraisal Group:
We at Lightspeed Appraisal Group understand the particular needs of a customer after appraisal services. Our usual business clients are used to the appraisal process and the customary documents we provide. Being a regular person not in the real estate industry that probably doesn't see an appraisal on a regular basis, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Lightspeed Appraisal Group, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value report than yours.
Challenge Jefferson County's assessment of your propertyLet's say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Lightspeed Appraisal Group is your number one weapon when challenging your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping people just like you rid yourselves of unnecessary PMI insurance.
Was your HELOC recently frozen?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. An appraisal from Lightspeed Appraisal Group can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.